PRUlife Child
From the first moment you laid eyes on your child, you have always strived to provide the very best that you can give. This includes protection that is essential at such a vulnerable stage of your child’s life.
PRUlife is a comprehensive yet affordable life protection plan for your child, that will give you a peace of mind so you can savour precious times ahead.
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See how PRUlife works for your child:
- Case Study: Mr Lim (male, non-smoker), age 30 next birthday, decided to start planning for basic insurance coverage for his newborn daughter, Clarissa, age 1 next birthday. For as little as S$1.60 per day (S$50 per month), Carissa gets covered under PRUlife for a sum assured of S$100,000 and she will be able to enjoy these low premiums for as long as she wants. The potential cash values2 accumulated under PRUlife may be used for her education in future.
- Case Study: Mr Lim (male, non-smoker), age 30 next birthday, decided to start planning for basic insurance coverage for his newborn daughter, Clarissa, age 1 next birthday. For as little as S$1.60 per day (S$50 per month), Carissa gets covered under PRUlife for a sum assured of S$100,000 and she will be able to enjoy these low premiums for as long as she wants. The potential cash values2 accumulated under PRUlife may be used for her education in future.
More Information
Notes
1 Policy provides coverage against Terminal Illness (“TI”) and Total and Permanent Disability (“TPD”) during the term of the policy, and before the anniversary of the policy on which the Life Assured will attain the age 65. The Life Assured cannot claim for both TI and TPD.
2 Bonuses are not guaranteed and will vary according to the future experience of the participating fund. Withdrawal from the policy will affect the value of the maturity proceeds. Please refer to the policy for full terms and conditions.
3 Sum assured of the new policy for each life event can only be up to a maximum of 25% of the original sum assured or S$150,000, whichever is lower. The option to purchase a new policy can only be exercised twice in a lifetime of the Life Assured. And the maximum additional cover for these two life events can only be up to a maximum of 50% of the original sum assured or S$300,000 whichever is lower.
4 Terms and conditions apply. Please refer to the policy document for full Terms and Conditions.
5 The projected illustrated values use bonus rates assuming a projected investment rate return of 5.25% p.a.. As the bonus rates are not guaranteed, the actual benefits payable will vary according to the future performance of the participating fund. Figures are for illustrative purposes only.
Important Notice and Disclaimers:
Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. This marketing material is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above product. Acceptance of the proposal is subject to underwriting. The precise terms and conditions of the above product are specified in the policy. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether this product is suitable for you. In case of inconsistency between the English and Chinese versions, the English version shall apply and prevail.
United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products and services stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited.
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United Overseas Bank Limited Co. Reg. No. 193500026Z
Prudential Assurance Company Singapore (Pte) Limited. Reg. No. 199002477Z
