Credit Card Funds Transfer

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Saving while you spend has never been this easy!
Preparing for a special occasion, starting a family, eyeing new investment opportunities, or even just taking a well-deserved holiday in Europe - whenever you need extra cash, we're here to help. We'll even help you increase your interest savings at the same time, with 0% interest and one-time minimal processing fee! (effective interest rate (EIR^#) as stated below). This way, you can enjoy the finer things in life, knowing that you'll always be in control of your finances at the same time.

Now you can even get cash within 24 hours when you transfer to a UOB account⁺ with just an additional S$30 administrative fee upon successful funds transfer.

Benefits

Approved Funds Transfer Amount	Tenor	Processing Fee	Effective Interest Rate (EIR)^#
S$15,000 or more	6 months	1.5%	3.21% p.a.
S$500 to less than S$15,000	6 months	2.0%	4.28% p.a.
S$500 or more	12 months	5.0%	5.77% p.a.

Imagine getting S$5,000 extra cash at only S$0.56^ fee per day with UOB Credit Card Funds Transfer. That is 83% savings!

Illustration of savings based on approved funds transfer amount of S$5,000 for six months

	Amount payable per day
Interest payable on other bank's credit card interest payment at 24% p.a.	S$3.29
Interest payable with UOB Credit Card funds transfer at 0% p.a.	S$0
Processing fee	S$0.56
SAVINGS	S$2.73 or 83%

^{^}Calculation is based on a funds transfer amount of S$5,000 at 0% interest for 6 months with 2.0% processing fee.
^# Effective interest rates (EIR) is calculated based on an approved funds transfer amount of S$10,000 with 3% monthly minimum payment and full payment of the funds transfer amount outstanding at the end of the promotional period. Effective interest rate is subject to compounding if the monthly interest charges are not paid in full.

Promotion is valid for a limited period only!

*The promotional interest rate is applicable only to the approved funds transfer amount, and is valid from the date the Bank approves the funds transfer request and ends when the approved funds transfer amount is fully paid or on the last day of the promotional tenor, whichever is earlier. Thereafter, the prevailing interest rate of 24% p.a. shall apply. You are still required to make your monthly minimum payment as per UOB Cardmembers Agreement during this promotional period.

Terms and Conditions Governing UOB Credit Card Funds Transfer

Calculator

With UOB Credit Card Funds Transfer, you can now save up to 83%.
Calculate your savings with UOB Credit Card Funds Transfer calculator!
Find out how much you can save with UOB Credit Card Funds Transfer Promotion.

Your other bank’s Funds Transfer amount:

(min. of S$500; multiples of S$10)

Your other bank's Funds Transfer interest rate:

% p.a.

Your Funds Transfer processing fee
(if applicable):

and/or

UOB Credit Card Funds Transfer Promotion:

Disclaimers:

The calculation is for illustrative purposes only and does not constitute an actual approval or offer of any facility by UOB
The figures (rounded to nearest dollar) are computed based on the interest rate quoted and are subject to change when the interest rate changes, without prior notice
All calculations shown above do not take into consideration minimum amounts due payable monthly, and any fees and charges if applicable.
The effective interest rates are subject to compounding if the monthly interest charges are not paid in full.

Apply Now

Complete an application form (PDF: 102KB) and mail it back to us or;
Complete the online form or;
Apply online via UOB Personal Internet Banking.
(Upon login, please click on “Online Application>CashPlus Funds Transfer” from the left navigation menu).
Via SMS
- Type CCFT<space>NRIC<space>Name,
  e.g. CCFT S7654321Z John
- Send the SMS to 77862
  (You will receive a call from us within three working days to confirm receipt of your application.)

Promotion is valid for a limited period only.

Cards

Credit Card Funds Transfer

Benefits

Calculator

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