Five-Year Financial Highlights
2010 |
2009 |
2008 |
2007 |
20061 |
|
| Profit and Loss Account (S$ million) | |||||
Operating profit | 3,542 |
3,331 |
3,200 |
2,854 |
2,488
|
Net profit 2 |
2,696 |
1,902 |
1,937 |
2,109 |
1,882 |
| Balance Sheet (S$ million) | |||||
Total assets | 213,778 |
185,578 |
182,941 |
174,950 |
161,312 |
Customer loans (net) | 112,440 |
99,201 |
99,840 |
92,669 |
76,875 |
Customer deposits | 142,299 |
121,502 |
118,171 |
106,967 |
95,552 |
Shareholders' equity 2 | 21,473 |
18,986 |
15,573 |
17,329 |
16,791 |
| Financial Indicators/Ratios (%) | |||||
Return on average ordinary shareholders' equity | 14.3 |
11.9 |
12.2 |
12.6 |
12.3 |
Return on average total assets | 1.38 |
1.06 |
1.07 |
1.24 |
1.21 |
Expense/Income ratio | 38.9 |
38.4 |
39.0 |
41.4 |
41.1 |
Non-performing loan ratio | 1.8 |
2.2 |
2.0 |
1.8 |
4.0 |
Tier 1 capital adequacy ratio 3 | 15.3 |
14.0 |
10.9 |
10.0 |
11.0 |
Total capital adequacy ratio 3 | 19.8 |
19.0 |
15.3 |
14.5 |
16.3 |
Basic earnings per ordinary share (S$) | 1.70 |
1.19 |
1.25 |
1.36 |
1.20 |
Net asset value per ordinary share (S$) | 12.51 |
11.17 |
8.90 |
10.91 |
10.48 |
Net dividend per ordinary share (cents) 4 | 70.00 |
60.00 |
60.00 |
73.70 |
81.20 |
Dividend cover (times) 4 | 2.50 |
2.10 |
2.14 |
1.90 |
2.08 |
| Share Price (S$) | |||||
Highest | 21.08 |
20.08 |
21.70 |
24.20 |
19.40 |
Lowest | 17.80 |
8.07 |
10.40 |
18.40 |
14.20 |
Average | 19.44 |
14.08 |
16.05 |
21.30 |
16.80 |
Last Done | 18.20 |
19.70 |
12.92 |
19.90 |
19.40 |